The Reliable & Trusted Network for Deposit & Funding Solutions
Our Solutions
DDM®
Demand Deposit Marketplace® Program
A configurable cash management solution providing access to expanded deposit insurance coverage with send, receive, and reciprocal options.
NEW
CDMXSM
Certificate of Deposit Marketplace ExchangeSM Program
A CD solution offering fixed rates and flexible maturity options with access to expanded deposit insurance coverage.
RTID®
R&T Insured Deposits Program
A tailored, send-only cash sweep program providing access to expanded deposit insurance coverage through our network of participating receive-only banks.
Funding
Deposit Solutions for Financial Institutions
A diverse source of funding through our established network of participating financial institutions.
Click here for R&T’s list of receiving institutions in the DDM, CDMX, and RTID programs. R&T is not an FDIC or NCUA-insured institution. FDIC deposit insurance only covers the failure of an FDIC-insured institution. NCUA deposit insurance only covers the failure of an NCUA-insured institution. Certain conditions must be satisfied for "pass-through" deposit insurance coverage to apply.
Who We Are
Established Network. Collaborative Approach. Expert Team.
We empower financial institutions to grow by providing access to expanded deposit insurance and additional funding through our trusted, established network.
- Access up to $60M in Expanded Deposit Insurance Coverage
- $167.7B+ Assets Under Administration as of 03/31/2025
- 350+ Participating Banks and Financial Institutions
- 10M+ Customer Accounts
- Seamless Integration with Most Core Processors and Trust Accounting Platforms
- Private Label Capability
Who We Serve
Attract Valuable Customers and Grow Deposit Funding.
Protect and grow your customer base by offering access to expanded deposit insurance coverage. Optimize your balance sheet with additional funding sources.
Protect your customers’ funds by providing access to expanded deposit insurance coverage, maintain daily liquidity, and offer competitive rates.
Protect your customers’ funds by providing access to expanded deposit insurance coverage in a cash sweep program configured to your firm's specific needs.
From Our Clients
